Medical acceptance applies to OOM Studying in the Netherlands Insurance. This means that you will first have to answer a few questions about your health and medical situation. We estimate the risk of you incurring medical expenses throughout the duration of the insurance based on this ‘health declaration’.
The health declaration and the assessment by our medical advisor may mean that:
- you can take out insurance
- you cannot take out insurance
- we will insure you under modified terms and conditions, such as not providing cover for diseases for which you have an increased risk