As a student, you want only one thing: to study abroad. Now that dream is going to come true. You want to make it an unforgettable time, but to make that happen, you need peace of mind. The OOM Studying Abroad Insurance means you will have the same cover as in the Netherlands. This leaves you to focus on your studies without any additional risk.
These are the most important features of the OOM Studying Abroad Insurance:
OOM Studying Abroad Insurance is for young people who want to study, do an internship or work as an au pair abroad. Healthcare insurance is useful if you:
If you have compulsory basic Dutch national health insurance, then we recommend you take out our insurance package. It includes cover if you need to return home, for instance if a family member is seriously ill.
OOM Studying Abroad Insurance is for young people aged between 15 and 29 years. If you don’t fall into this age category, go to OOM Temporary Residence Abroad Insurance.
View the insurance card.
With OOM Studying Abroad Insurance you can choose what you insure. SOS insurance is always included. This includes coverage for the costs of repatriation (return to your country of origin) or evacuation if treatment is not possible locally and cannot be postponed.
You can also take out the following types of insurance:
Health insurance
Not all medical expenses are covered by the healthcare cover. For example, you will not be reimbursed for:
If you are going to stay in the United States, you must take out insurance for your stay there. You are then also insured in the rest of the world. If you are going to stay in another country, your medical expenses are covered worldwide, but not in the US. You can extend your coverage to the US by paying an extra premium. You can also do this for a shorter period if you visit the US temporarily during your stay abroad. You can change this via My OOM or you can contact us.
Dental cover (18 years and above)
OOM Dental Cover is additional cover added to your healthcare insurance for standard dental costs up to € 350. No excess is charged for this extra cover.
Insurance package
A package with cover for:
The OOM Studying Abroad Insurance Package does not reimburse all costs. Bear in mind that:
For most claims, we will reimburse the replacement price, but not in every case. Sometimes we only reimburse the current value. Please read how depreciation works (in Dutch).
You can take out insurance for a period from 1 day up to a maximum of 5 years, providing you are no older than 29 years on the start date.
If your stay abroad is longer than you expected, you may extend the insurance once by a maximum of 2 months, providing you are not insured for more than 5 years. If you do not know how long you will need insurance, it is better to choose a longer period rather than one that may be too short.
If you are returning to the Netherlands, you can cancel the insurance on a daily basis. You can do this via My OOM or by email. We will terminate your insurance immediately when we receive your request, or at a later time indicated by you.
If you have already paid your premium in advance, then we will refund it to you.
To find out exactly what is reimbursed, take a look at the terms and conditions or the coverage summary (pdf).
Are you about to leave? Or do you want to arrange your insurance well in advance? You can do either! Easily calculate your premium online. As soon as everything is correct, you can take out your insurance.
Medical acceptance is required for the healthcare insurance. We will ask you to answer a few questions about your health and medical situation beforehand. Based on your answers, we will assess your application. We may decide to insure you only under modified terms and conditions. That’s no surprise because every student is unique.
If you need more information about the Studying Abroad Insurance, please feel free to contact us. Our team will be pleased to help you.
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