OOM Provisional Residence in the Netherlands Insurance

Calculate premium 

For your stay in the Netherlands

If you are coming to the Netherlands with an Authorisation for a Temporay Stay or you are waiting for a residence permit, you will not be able to take out Dutch national health insurance. With the OOM Provisional Residence in the Netherlands Insurance you will be properly insured for healthcare costs. 

Summary

These are the most important features of the OOM Provisional Residence in the Netherlands Insurance.

  • Health insurance for if you are:
    - waiting for a residence permit;
    - a Dutch national living abroad and returning to the Netherlands temporarily.
  • Health insurance premium from €96 per month
  • Your health insurance meets the demands of the MVV/Authorisation for a temporary stay visa
  • You can add dental costs and liability to your insurance

Who is the insurance for?

If you are coming to the Netherlands to live or work and you cannot yet insure yourself for healthcare costs under Dutch national health insurance, OOM Provisional Residence in the Netherlands Insurance offers extended cover for medical expenses. Your insurance meets the demands of the MVV visa.

You can also take out this insurance if you are a Dutch national and are temporarily returning to the Netherlands.

If you already have health insurance in your home country that is also valid in the Netherlands, you may not need OOM Provisional Residence in the Netherlands Insurance. Bear in mind, however, that medical care in the Netherlands may be more expensive than in your home country. You may be confronted with high costs if you are uninsured or under insured. Ask your own healthcare insurer for further details.

You can only take out OOM Provisional Residence in the Netherlands Insurance if the applicant is a Dutch national and has a Dutch correspondence address. The insured person may of course have a foreign nationality.

If you have any questions, please ask your insurance agent or contact OOM Verzekeringen, by phoning +31 (0)70 353 21 00. You can reach us on workdays from 8.30 to 17.00. You can also email us. We will be pleased to help in any way we can.   

What does the insurance cover?

The OOM Provisional Residence in the Netherlands health insurance offers extended cover for healthcare costs. The insurance covers necessary medical costs including:

• general practitioner;
• medication and dressings;
• specialist care;
• hospitalisation;
• dental costs following an accident up to €350.

For health insurance you have an excess of €250. Sometimes there is a maximum amount or a maximum number of treatments covered.

You can take out the following types of insurance.

  • OOM Dental cover: covers costs for medically necessary dental costs that are not the result of an accident. There is no excess.
  • Third party insurance for damage caused by you to individuals or property in the Netherlands up to €1,250,000. You have an excess of €45 per event for items you may have rented or leased.

To find out exactly what is reimbursed, see the coverage summary (pdf).

What doesn’t the insurance cover?

Not all medical expenses are covered by OOM Provisional Residence in the Netherlands Insurance. You will not receive reimbursement for costs incurred during a pregnancy or birth (including maternity care), including in the case of a miscarriage or other complications.

For all exclusions see the policy terms health insurance/dental cover (pdf) and the policy terms third party insurance (pdf).

How long is the insurance valid?

You can take out OOM Provisional Residence in the Netherlands Insurance if you are younger than 70 years old on the commencement date. Choose the duration of the insurance, up to a maximum of twelve months. After that, you can take out insurance again, provided you are younger than 70 years old. 

If you are 70 years or above, the OOM Schengen Visitor Insurance may be an alternative.

What is the premium?

The premium for OOM Provisional Residence in the Netherlands health insurance depends on your age.

AgePremium per monthExcessMaximum duration
0 to 39 years €96.00 €250 12 months
40 to 54 years €135.00 €250 12 months
55 to 69 years €202.50 €250 12 months

The minimum premium per insured period is €25.

The premium for OOM Dental cover is €19.50 per insured person per month.

The premium (including insurance tax) for third party insurance is €5.45 per month for 1 person and €10.89 per month for 2 or more people.

You can calculate your premium simply online.

Taking out insurance cover

You can take out OOM Provisional Residence in the Netherlands Insurance online. Our health insurance is subject to medical acceptance. This means that you will first have to answer a few questions about your health and medical situation. We will assess your answers, to determine if we will take on this insurance. We may decide to insure you under modified terms and conditions.

If you are able to take out insurance with us, you will receive the policy within a maximum of 10 working days after the premium has been credited to our account. We may need extra information from you, in which case you will receive notification within 10 working days.

Do you have questions about this insurance?
FAQ 
Conditions and forms
Conditions and forms 
Illness, damage and claims
How to claim