OOM Provisional Residence in the Netherlands Insurance

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OOM Provisional Residence in the Netherlands Insurance

Insurance for your healthcare costs when you come to the Netherlands

If you are coming to the Netherlands with a temporary residence permit (MVV), waiting for a residence permit, or living abroad and coming to visit your family and friends in the Netherlands, you unfortunately cannot take out the Dutch national health insurance. However, there’s no need to worry, because we have a solution for you.

If you would like to be properly insured for healthcare costs during your stay, you can take out OOM Provisional Residence in the Netherlands Insurance.  Our insurance provides extensive cover for medical expenses, and meets the temporary residence permit visa requirements.

OOM Provisional Residence in the Netherlands Insurance

Whether you're coming to the Netherlands for a long or short period of time, you want to be worry-free during your stay here. That doesn’t just mean having a nice place to stay and friendly people to mix with, it also means taking as little financial risk as possible. OOM Provisional Residence in the Netherlands Insurance is perfect for you:

  • Healthcare insurance premium from €80 per month
  • Meets the requirements of the entry visa (MVV)
  • Put together your ideal insurance
  • Options for insuring your dental costs, and personal liability
  • Can be cancelled daily

Who is the insurance suitable for?

If you are coming to the Netherlands to live or work and you cannot yet insure yourself for healthcare costs with Dutch national health insurance, OOM Provisional Residence in the Netherlands Insurance offers you extensive cover for medical expenses.

If you already have health insurance in your home country that is also valid in the Netherlands, you may not need OOM Provisional Residence in the Netherlands Insurance. Bear in mind, however, that medical care in the Netherlands may be more expensive than in your home country. That's precisely where our insurance can come in handy.

If you have Dutch nationality and are coming back to the Netherlands temporarily, for instance for a family visit, then OOM Provisional Residence in the Netherlands Insurance will definitely be useful for you.

Good to know

  • The applicant must be a Dutch national and have a Dutch correspondence address
  • Of course, the insured person may have a non-Dutch nationality
  • The insurance meets the requirements of the temporary residence permit (MVV) visa.


If you have any questions, please contact your insurance agent or phone OOM Verzekeringen on (+31 (0)70 353 21 00). You can reach us on workdays from 8.30 to 17.00. Of course, you can also send us an email. We will be happy to help in any way we can!

What does the insurance cover?

OOM Provisional Residence in the Netherlands Insurance covers necessary medical costs including:

  • A General Practitioner
  • Medication
  • Specialist care
  • Hospitalisation
  • Dental costs following an accident up to €350

Under the health insurance you have an own risk excess of €200. In some cases, there is a maximum amount, or a maximum number of treatments covered.

What is not covered by the insurance?

You will not receive reimbursement for some treatments. The main exclusion is pregnancy and childbirth. Complications during pregnancy or childbirth, and a miscarriage are also excluded from the cover.

OOM Dental Cover reimburses medically necessary dental costs that are not the result of an accident. No own risk excess applies.

You can also insure for personal liability. We will then reimburse damages caused by you to persons or property in the Netherlands up to €1,250,000.

How long is the insurance valid?

You can take out OOM Provisional Residence in the Netherlands Insurance if you are younger than 70 years of age on the start date. Choose the duration you want for the insurance, up to a maximum of 12 months. After that (as long as you are under 70 years of age), you can take out the insurance again.

If you are 70 years of age or older, take a look at the OOM Schengen Visitor Insurance.

Do you want to terminate your insurance early?

You can terminate OOM Provisional Residence in the Netherlands earlier in the following situations:

  • Your visa application or residence permit has been denied.
    We will terminate the insurance from the start date and will refund all of the premium.
  • You receive Dutch national health insurance.
    We will terminate the insurance from the start date of the Dutch national health insurance and will refund the premium from that date.
  • You are leaving the Schengen area.
    We will ask you for a copy of your plane ticket. The flight date is the end date of the insurance, and you will be refunded the premium from that date.
  • Death.
    We will terminate the insurance from the day after the death of the insured person and reimburse any premium that has been paid in advance to the next of kin.

What is the premium?

The premium for OOM healthcare insurance depends on your age.

Age Premium per month Excess Maximum duration
0 to 39 years €80.00 €200 12 months
40 to 54 years €120.00 €200 12 months
55 to 69 years €180.00 €200 12 months

The minimum premium per insured period is €25.

The premium for OOM Dental cover is €19.50 per month.

The premium (including insurance tax) for OOM third-party liability insurance is € 5.45 per day for 1 person and € 10.89 per day for 2 or more people.

These are our terms and conditions

To find out exactly what is reimbursed, take a look at the terms and conditions or the coverage summary in PDF. 

Taking out insurance cover

You can calculate your premium easily online. If everything is in order, you can take out your insurance straight away. Your carefree and enjoyable stay in the Netherlands is then sorted!

Good to know

Medical acceptance is necessary for the healthcare insurance. We will ask you to answer a few questions about your health and medical situation beforehand. Based on your answers, we will determine whether we will insure you. We may decide to insure you only under modified terms and conditions.

If you need more information about OOM Provisional Residence in the Netherlands Insurance, please feel free to contact us. We will be happy to help in any way we can!

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