OOM Schengen Visitor Insurance covers unexpected medical expenses such as a broken leg or an infection.
The insurance cover includes:
- General Practitioner costs
- medication
- specialist care
- hospitalisation
- dental costs following an accident up to € 350
If your medical expenses are covered by the OOM Schengen Visitor Insurance, you will be reimbursed up to € 500,000.
Per insured period your excess depends on your age:
- Younger than 70 years: € 50
- 70 to 79 years: € 100
- 80 years and over: € 200
A maximum amount or a maximum number of treatments may apply.
What is not covered by the insurance?
You will not receive reimbursement for some treatments. The most important exclusions are:
- pregnancy and childbirth (including maternity care)
- diabetes mellitus, gall and kidney stones
- dental costs which are not the result of an accident
If you need a more extensive cover, take a look at OOM Provisional Residence in the Netherlands Insurance.
If you incur medical expenses for an ailment or complaint that you had before taking out OOM Schengen Visitor Insurance, we will not reimburse these expenses. This also applies if you did not know you had the ailment or complaint at the time you took out the insurance.
If you have any questions, please contact your insurance agent or phone OOM Verzekeringen on (+31 (0)70 353 21 00). You can reach us on workdays from 8.30 to 17.00. Of course, you can also send us an email. We will be happy to help in any way we can!