You’re going abroad! For something exciting, like going on a major trip. Or maybe you're going for work. Whatever the reason, your home will temporarily be somewhere else, and you want to feel safe there. OOM Temporary Residence Abroad Insurance will help put your mind at rest.
These are the most important features of OOM Temporary Residence Abroad Insurance:
- Insurance for a stay abroad for up to 2 years
- Worldwide cover, including if you visit the Netherlands while you’re away
- Insurance with 3 different types of healthcare cover
- Optional cover, for example for travel, household contents and legal assistance
- Discount if you need to keep your Dutch national health insurance
Health insurance
If you’re a Dutch national and you’re going to stay abroad temporarily, your personal situation will determine whether or not you will have to keep your Dutch national health insurance. If you can’t keep your Dutch national health insurance, you can still have extensive insurance for healthcare costs with OOM Temporary Residence Abroad Insurance.
Non-life insurance
You may experience setbacks abroad, just as you might in the Netherlands. If your belongings are stolen, or a family member becomes seriously ill, you'll be glad to know that this is also insured. You can simply buy new items, or travel back to the Netherlands, without incurring huge costs.
OOM Temporary Residence Abroad Insurance has a flexible duration from 1 day to a maximum of 2 years.
If your stay abroad is longer than you expected, you can extend the insurance once by a maximum of 2 months, providing you are not insured for more than 2 years. If you do not know exactly how long you will be away, then it will be better to take out the insurance for a longer period. Because you can cancel the insurance daily. This avoids the risk of forgetting to renew your insurance and not being insured when you need to be.
If you already know that you will be staying abroad for more than 2 years, OOM Living Abroad Insurance would suit you better.
When you return to the Netherlands permanently, your healthcare costs will again be covered by mandatory Dutch national health insurance. Please let us know the date on which you plan to return, so that we can terminate your insurance.
What happens if you do not need the insurance anymore?
If you no longer need the Temporary Residence Abroad Insurance, you can simply cancel it via your personal My OOM account. We will terminate your insurance when we receive your request, or at a later date stated by you.
We will refund any premiums you have paid in advance.
If you are about to go abroad, or want to be prepared well in advance for your adventure, you can calculate your premium easily online. Once everything is correct, you can take out your insurance straight away.
Good to know
Medical acceptance is necessary for the healthcare insurance. We will ask you to answer a few questions about your health and medical situation beforehand. Based on your answers, we will assess your application. We may decide to only insure you under modified terms and conditions.
If you need more information about the Temporary Residence Abroad Insurance, please feel free to contact us. Our team will be pleased to help you.
Social insurance
Legal assistance in a conflict with a Dutch government institution about a social insurance benefit or social security provision.