Healthcare insurance for foreigners

Are you coming to the Netherlands as a foreigner? Welcome! Our healthcare insurance means you can be properly insured. Even if you are not, or not yet eligible for Dutch national health insurance.

> Help me choose > Everything about the Dutch healthcare system

The health insurance for foreigners in the Netherlands

If you are coming to the Netherlands as a foreigner, you may need to take out Dutch national health insurance. This is mandatory health insurance if you live and work in the Netherlands. In some cases, you may not, or not yet be able to get this insurance. If you want to be properly insured, our healthcare insurance for foreigners in the Netherlands offers a good solution for you.

You may not be able to take out Dutch national health insurance if you:

  • Come to the Netherlands on a Schengen visa
  • Come to the Netherlands on an Authorisation for a Temporary Stay (Machtiging tot Voorlopig Verblijf (MVV))
  • Are waiting for a decision on your residence permit
  • Are younger than 30 years of age and are only coming to live in the Netherlands temporarily for your studies


If any of these situations apply to you, we will gladly help you! Select one of the following healthcare insurance options that suits you best.

A foreigner in the Netherlands? Select your healthcare insurance

Which healthcare insurance suits you best depends on your adventure. These are our healthcare insurance options for foreigners in the Netherlands:

OOM Schengen Visitor Insurance
This health insurance plan suits you if you:

  • Are coming to the Netherlands temporarily
  • Are coming to the Netherlands on a Schengen visa
  • Want to supplement your foreign healthcare insurance


> More information > Calculate your premium

OOM Provisional Residence in the Netherlands Insurance
This health insurance plan suits you if you:

  • Are coming to the Netherlands temporarily
  • Are coming to the Netherlands on a temporary residence permit visa
  • Are waiting for a residence permit


> More information > Calculate your premium

OOM Studying in the Netherlands Insurance
This health insurance plan suits you if you:

  • Are coming to the Netherlands as a student, intern or au pair
  • Are no older than 29 years of age
  • Want to be insured for healthcare costs and other damages


> More information > Calculate your premium

We also have Collective insurance for if you want to insure the healthcare costs of your foreign students or staff on behalf of an academic institution. Please contact us regarding this insurance.

Dutch national health insurance: When is it mandatory?

Not everyone is required to have Dutch national health insurance. Check if it is mandatory in your situation:


If your situation is not listed, or if you are in doubt as to whether you are obliged to take out the Dutch national health insurance, please contact the Sociale Verzekeringsbank (SVB).

Whether you are required to take out Dutch national health insurance or not, you obviously want to be properly insured when you come to the Netherlands. Our healthcare insurance for foreigners is always a good idea.

> Calculate your premium