How exciting that you are coming to study in the Netherlands! This is an adventurous part of your life when you will get to know many new people and things, but you also want the comfort of feeling at home. That’s where we can help.
To minimize your risk during your adventure in the Netherlands, you can take out the OOM Studying in the Netherlands insurance. This means you will have the same cover as you have at home.
These are the most important features of the OOM Studying in the Netherlands insurance:
Dutch citizens have compulsory basic insurance for healthcare costs, Dutch national health insurance. As a foreign student you will probably not be eligible for Dutch national health insurance, unless you have a job and pay tax and social contributions in the Netherlands. If the health insurance in your country of origin is also not valid in the Netherlands, you will have to take out other health insurance, such as the OOM Studying in the Netherlands insurance.
If you are already insured in the Netherlands, this insurance might be a good addition. For example, if medical care in the Netherlands is more expensive than in your country of origin or if you require higher coverage for your healthcare insurance.
If you come to work as an au pair in the Netherlands, you might have to take out Dutch national health insurance. In that case, the OOM Studying in the Netherlands Insurance Package may be a good addition to your existing insurance. It includes cover if you need to return home if a family member is seriously ill, for instance.
The OOM Studying in the Netherlands Insurance is for young people aged between 15 and 29 years. If you don’t fall into this age category, please take a look at the OOM Provisional Residence in the Netherlands Insurance.
With the OOM Studying in the Netherlands Insurance you can choose what you insure. SOS insurance is always included. This covers the costs of repatriation (return to your country of origin) or evacuation if treatment is not possible locally and cannot be postponed.
You can also take out the following types of insurance:
Health insurance
Not all medical expenses are covered by the healthcare cover. For example, you will not be reimbursed for:
Dental cover (18 years and above)
The OOM Dental Cover is additional cover added to your healthcare insurance for standard dental costs up to € 450. No excess is charged for this extra cover.
Package insurance
A package with cover for:
The OOM Studying in the Netherlands Insurance Package does not reimburse all costs. Bear in mind that:
For most claims, we will reimburse the replacement price, but not in every case. Sometimes we only reimburse the current value. Please read how depreciation works carefully in advance.
You can take out insurance from a period from 1 day to a maximum of 5 years, providing you are no older than 29 years on the start date.
If your stay in the Netherlands is longer than you expected, you may extend the insurance once by a maximum of 2 months, providing you are not insured for more than 5 years. If you don’t know how long you will need insurance, it is better to choose a longer period rather than one that may be too short.
If you are already about to leave the Netherlands, you can cancel your Studying in the Netherlands insurance via your personal My OOM account. We will terminate your insurance immediately when we receive your request, or at a later time indicated by you.
If you have already paid your premium in advance, then we will refund it to you.
If you want to know more about what will be reimbursed, please take a look at coverage overview or the policy terms and conditions (pdf).
Ready to start your studies in the Netherlands? Take out your insurance today and look forward to your great adventure without a care. Easily calculate your premium and take out your insurance online.
Medical acceptance is necessary for the healthcare insurance. We will ask you to answer a few questions about your health and medical situation beforehand. Based on your answers, we will assess your application. We may decide to insure you only under modified terms and conditions. That’s no surprise, because every student is unique.
If you need more information about the Studying in the Netherlands insurance, please feel free to contact us. Our team will be pleased to help you.
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