Schengen visa insurance

Schengen visa insurance

When you apply for a Schengen visa, you must prove that you are insured for healthcare costs in the Netherlands. With OOM Schengen visa insurance, you can be sure that you meet the visa requirements.

Why do you need Schengen visa insurance?

If you are coming to the Netherlands, you may need a visa. This depends on your nationality and if you come from a country with a visa requirement. The Schengen visa is ideal in this situation! It gives you access to the Netherlands and to many other European countries. This visa is valid for 90 days and therefore suitable for a holiday, and also for a longer stay.

To get a Schengen visa, you must show that you are insured for healthcare costs in the Netherlands. If you are not insured, your visa application will be denied. Our Schengen visa insurance, the OOM Schengen Visitor Insurance, meets these requirements and you will be properly insured. So, it’s a ‘must-have’ for your trip!

OOM Schengen visa insurance

The OOM Schengen Visitor Insurance is healthcare insurance that you can take out directly online. Here are the benefits:

  • Schengen visa insurance that meets visa requirements
  • Valid for 6 months
  • Medical acceptance does not apply to this insurance: you do not have to answer questions about your health beforehand
  • Premium from just €1.60 per day depending on your age
  • Medical expenses covered up to €500,000


> Apply for the insurance

Schengen visa insurance cover

Our Schengen visa insurance means you are covered for unforeseen medical expenses. For example, the cost of treating acute appendicitis or a broken leg.

You will receive reimbursement for up to €500,000 for the following:

  • General Practitioner
  • Medication
  • Specialist care
  • Hospitalization
  • Dental costs following an accident (up to €350)

If you incur medical expenses for an existing condition or symptom that you had when you took out the Schengen visa insurance, these costs will not be reimbursed. This also applies if you did not know you had the condition or symptom at the time you took out the insurance.

Own risk excess with Schengen visa insurance

Schengen visa insurance comes with an own risk excess. This amount depends on your age:

  • Younger than 70 years: €50
  • 70 to 79 years: €100
  • 80 years and above: €200

Sometimes there is a maximum amount or a maximum number of treatments covered. You can find more information about this in the policy terms and conditions.

Would you like to insure liability?

If you want to, you can also include liability insurance. We will then also compensate for any damage you cause in the Netherlands to other people or to someone else's belongings. With this extra cover, you are insured up to €1,250,000. For borrowed items, you will be covered for up to €4,500 and have an own risk excess of €45.

If you want more extensive cover, perhaps OOM Provisional Residence in the Netherlands Insurance would suit you better.