Insurance for expats and frontier workers
If you are working abroad, for example as an expat or frontier worker, the OOM Temporary Residence Abroad Insurance will ensure you are properly covered for healthcare costs, even if you are not eligible for the Dutch national health insurance. You can also choose various types of damage insurance.
Be properly insured while working abroad
The OOM Temporary Residence Abroad Insurance is for expats and frontier workers who work abroad. The advantages:
- Complete insurance; choice of cover for healthcare costs, dentist, SOS, travel, cancellation, household contents, liability, legal assistance and accidents
- For health insurance you can choose between Light, Regular or Comfort cover
- You will have worldwide insurance including a stay in the Netherlands between times
- SOS insurance is included as standard in the health insurance
- Attractive discount if you have to retain your mandatory Dutch national health Insurance
Working abroad and healthcare costs
If you are being sent abroad as an expat, you will probably pay social premiums in the country you are working in. You will then be unable to insure yourself for healthcare costs with the Dutch national health insurance. If you are a frontier worker, in other words you live in the Netherlands and work abroad, you will not be eligible for the Dutch national health insurance in most cases.
Bear in mind that there are exceptions to these rules. You should also not presume that what applies to you, also applies to members of your family. You can find more information about this on the Dutch site of the Dutch Association of Health Insurance Companies, Zorgverzekeraars Nederland.
If you are not covered by the Dutch national health insurance as an expat or frontier worker, the OOM Temporary Residence Abroad Insurance will give you proper healthcare costs cover. The insurance can also be a supplement if you are going to a country where medical care is expensive; you will never receive higher reimbursement than what you would get from the Dutch national health Insurance.
Dentist and SOS insurance
Dentistry costs following an accident are covered (up to a maximum) by the health insurance. Expats and frontier workers can take out supplementary insurance for dental costs which are not the result of an accident.
The health insurance includes SOS insurance. This insurance can also be taken out separately.
Miscellaneous insurance for working abroad
If you are going to work abroad, you may experience setbacks. What happens if you get involved in a legal dispute or are liable for damages incurred by a third party?
With OOM Temporary Residence Abroad Insurance you decide which situations you want to insure yourself for during your work as an expat or frontier worker. You may take out insurance for travel, continual cancellation, household contents, liability, legal assistance and accidents.
For work abroad for up to 2 years
The OOM Temporary Residence Abroad Insurance has a flexible duration from 1 day to a maximum of 2 years (1 year for the continual travel insurance). You can terminate the insurance at any time. If you already know you will be working abroad for more than 2 years, OOM Living Abroad Insurance would suit you better.