I’m going abroad / I live abroad
Will my Dutch national health insurance cover me abroad?
This depends on your situation. Are you going to live and/or work abroad or just travel? Will you be staying within the EU or not? Do you receive income and, if so, from which country?
You can obtain more information about the Dutch national health insurance abroad via the Dutch national health insurance information pages. By checking your own specific situation, you can immediately see whether Dutch national health insurance will cover you abroad. Approach your own health insurer for additional advice. It can provide you with more information about your current insurance.
What's the difference between OOM Temporary Residence Abroad Insurance and OOM Living Abroad Insurance?
OOM Temporary Residence Abroad Insurance has a maximum term of 2 years. There are three different levels of health insurance coverage under this policy, each with different levels of compensation: Light, Regular en Comfort.
OOM Living Abroad Insurance has no limitations in duration. Under this policy, you can also choose for DeLuxe health insurance coverage, which in the first year includes coverage for pregnancy and delivery. There is no Light level of coverage for this policy.
There are various other types of coverage that you can purchase together with either insurance policy: third party, travel, household contents, accidents, and legal assistance.
The highest level of coverage of the legal assistance insurance can only be purchased together with the OOM Living Abroad Insurance policy.
What to do if your country of residence does not accept the insurance provided by OOM Insurance?
Every country has its own rules about health insurance. In some cases it may only become clear that theOOM Temporary Residence Abroad Insurance or OOM Living Abroad Insurance does not satisfy the local requirements, after you have arrived in the country. If you discover that the country you are in does not accept our insurance, you can terminate the insurance with immediate effect. You can do this by sending an email to email@example.com. We will then terminate the insurance with effect from the day we receive your email, at a later date if you prefer. You may of course continue any other cover you have with us.
I have an OOM insurance which covers me abroad and I wish to return to the Netherlands for a short period. Will I then be insured?
OOM Temporary Residence Abroad Insurance
OOM Living Abroad Insurance
OOM Studying Abroad Insurance
OOM Studying in the Netherlands Insurance
If you already have cover for region A or B, you already have coverage for a temporary return to the Netherlands. As soon as you become eligible for Dutch national health insurance, there is no further coverage for the Netherlands.
As a Dutch person living abroad, can I also take out an insurance for a temporary stay in the Netherlands?
Yes, that is possible. However, your stay in the Netherlands must be of a temporary nature. If you come to settle permanently in the Netherlands, you will become eligible again for Dutch national health insurance. You must then apply yourself through one of the providers of Dutch national health insurance.
If you're not insured with us, then you can apply for OOM Provisional Residence in the Netherlands Insurance for the period you stay in the Netherlands.
If you already have OOM Studying Abroad Insurance / OOM Temporary Residence Abroad Insurance / OOM Living Abroad Insurance, you already have coverage for a temporary return to the Netherlands. As soon as you become eligible for Dutch national health insurance, there is no further coverage for the Netherlands.
OOM insurance card
Which data can you find on your insurance card?
Your insurance card shows the policy number of your insurance, our telephone number and the telephone number of the emergency centre. It also shows your personal details, such as your name and date of birth, as well as the period you are insured with us.
Can I receive care by showing my insurance card?
If you are admitted to hospital, call the number for the emergency centre. This number is on your insurance card. If the admission to hospital is covered by the insurance, we will pay the hospital directly. If you need other care, for example from a general practitioner or physiotherapist, or medicines, you must first pay these costs yourself. The health care provider cannot claim these costs directly from us.