Our types of insurance for a stay in the Netherlands

What are the differences?

Are you coming to the Netherlands and are you waiting for a residence permit? With the OOM Provisional Residence in the Netherlands Insurance you will be properly insured for healthcare costs. Medical acceptance applies to this insurance. This means you will have to answer a few questions about your health and medical situation beforehand. On the basis of your answers, we will asses whether you can take out insurance.

If you are only staying in the Netherlands for a short time, for a family visit or just passing through, the OOM Schengen Visitor Insurance will insure you for healthcare costs. This insurance does not require medical acceptance. If you are not expecting hospitalisation, you may presume you will be able to take out insurance. Bear in mind that we will not reimburse medical expenses for an existing ailment or complaint you may have on taking out insurance.

A list of the differences

OOM Provisional Residence in the Netherlands Insurance	OOM Schengen Visitor Insurance
Health insurance for if you come to live in the Netherlands	Health insurance for if you are staying in the Netherlands temporarily
Medical acceptance	No medical acceptance
Existing complaints and symptoms are reimbursed	Existing complaints and symptoms are not reimbursed
Duration: a maximum of 12 months	Duration: a maximum of 6 months
Up to age 69	No age limit
Extra dental cover possible	No extra dental cover possible

Third party insurance

You may include third party insurance in both OOM Schengen Visitor Insurance and OOM Provisional Residence in the Netherlands Insurance. We will then reimburse damage you may cause in the Netherlands for which you are liable.

Do you need more information?

If you have any questions, do not hesitate to contact us. We will be pleased to help in any way we can!