If you’re going to the United States for an extended period of time, you may already know that the US healthcare system works differently than that of the Netherlands. Fortunately, with the OOM United States healthcare insurance, you’re always properly insured.
Healthcare insurance in the United States
Healthcare insurance in the United States
We’ve put together this information with great care. However, the rules are complicated and are subject to change. It is possible that the information may not be entirely up-to-date or complete. We always advise customers to enquire about the rules that apply to their situation.
For more information, take a look at the website of the American government.
This is how healthcare is regulated in the United States
The healthcare system in the United States is complicated. There are rules that apply to the entire country, but the individual states also have their own rules. There is no single public healthcare system for all US residents. Consequently, the cost of healthcare facilities varies tremendously, and healthcare is generally a lot more expensive than in the Netherlands.
Most citizens have United States healthcare insurance with an insurance company through their employer. The employer then pays most or all of the insurance premium. Citizens still often have to pay a high personal contribution per treatment. Low-income citizens and other vulnerable groups are often insured through Medicaid, a government assistance programme.
1 How does healthcare insurance in the United States work for Dutch people?
If you’re going to the US to work, you can often get United States healthcare insurance through your employer. But you can also get insurance through a local insurer in the US, or through an international insurer like us.
2 This is what you need to know about health insurance United States
• Healthcare costs in the US are much higher than in the Netherlands. If you do not have proper United States healthcare insurance, you could be faced with very high medical costs.
• Each state has its own regulations. It’s important to inform yourself about the situation in the state you’re going to.
3 What’s covered by Dutch national health insurance?
If you still have Dutch national health insurance, this will refund emergency care worldwide. However, you will never be refunded more than what the treatment would cost in the Netherlands. Repatriation due to illness or an accident is not covered by Dutch national health insurance.
4 Why take out OOM United States healthcare insurance?
We’re there for people with extraordinary stories, who want to be properly insured. This means we also have a solution for your foreign adventure in the US. If you take out OOM United States healthcare insurance, you have the following benefits:
• Determine the duration yourself
• Choose how extensive your healthcare insurance needs to be
• Get a discount if you have Dutch national health insurance
• Take out additional insurance, such as household contents, accident or third-party liability insurance
• If something happens, our assistance centre is available 24/7
Apply for your healthcare insurance for the United States now
If you’re thinking of taking out OOM United States healthcare insurance, you might be wandering how much it costs. You can calculate your premium easily online. Once everything is correct, you can take out your insurance straight away.
More information
For more information about the US healthcare system, please visit the website of the American government. Or you can contact us. Our team will be happy to help you.
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