Reporting healthcare costs

Hospitalisation or other medical treatment

  • In case of hospitalization or specialist medical treatment, immediately call:
    • The emergency centre (+31 (0)70 353 21 35) if the insured person is in the Netherlands or any other country. 
  • In case of other forms of medical treatment you can choose a hospital or doctor yourself.
  • Always show your insurance card to the health care provider. In most cases, we can cover your healthcare costs directly.
  • Did you yourself pay the healthcare provider? Then you may declare the costs online via My OOM. We no longer use the paper claims form. Please submit your claims digitally.
  • Immediately inform the emergency centre if you have you paid a deposit (cash or credit card) to the healthcare provider.

Pregnancy and child birth

Whether you get reimbursement for pregnancy and delivery depends on the insurance and cover you have chosen. If you would like to know exactly what is reimbursed, take a look at the terms and conditions


In case of complications during your pregnancy or giving birth the following applies:

  • Immediately call the emergency centre (31 (0)70 353 21 35). 
  • The emergency centre manages the medical trajectory. If the costs are covered, they will organise the payment.
  • If you need maternity care you must first pay the costs yourself. You may then declare the costs online via My OOM. We no longer use the paper claims form. Please submit your claims digitally. 

Please take note of the following

  • Have your policy number to hand if you call the emergency centre; your policy number can be found on your insurance card.
  • If the costs are covered, we will reimburse the amount remaining after deducting your excess
  • If the costs are the result of an accident involving another party, you also need to fill in the Accident report form (pdf).
  • Has something not gone as you would have liked? Do you have a complaint? Please take a look at our complaints procedures.