The OOM Living Abroad Insurance is a medical insurance for a longer or permanent stay abroad.

Transplant costs for the following tissues and organs will be reimbursed:

  • bone marrow
  • bone
  • cornea
  • skin tissue
  • kidney
  • heart
  • liver
  • lung
  • heart-lung
  • kidney-pancreas

We will reimburse a transplant if you have received prior permission for the treatment from our medical advisor.

With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.

You break your lower leg. A pin in inserted in your leg, but you remain in great pain. The doctor suggests a bone transplant. You will receive reimbursement, after deduction of your excess, if you have prior permission from our medical advisor.

You can claim your medical expenses quickly and easily via My OOM.

Please note that the terms and conditions of your insurance take precedence over the information provided here.