Whether you get reimbursement for a sterilisation depends on the cover you have chosen:
Complications following a sterilisation or the reversal of a sterilisation will not be reimbursed.
With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.
You are a 40 year old woman and you want to be sterilised. The costs are €1,495. If you have Comfort cover and an excess of €500, you will receive a reimbursement of €995.