The OOM Living Abroad Insurance is a medical insurance for a longer or permanent stay abroad.
What does the insurance reimburse?
You will receive a reimbursement for specialist treatment if:
- the treatment is carried out by a specialist doctor
- the doctor is entered in a special register for this speciality
You will also receive reimbursement for additional medical expenses, such as X-rays, blood transfusion, outpatients' department, anaesthesia and radiation treatment.
Are there costs for you?
With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.
You experience a lot of stomach pain and have trouble with your bowel movements. The General Practitioner refers you to a medical specialist. They look at you and have an MRI scan done of your abdomen. The costs of the specialist and scan are €475. If you have an excess of €250, you will receive a reimbursement of €225.
How to claim costs
You can claim your medical expenses quickly and easily via My OOM.
Please note that the terms and conditions of your insurance take precedence over the information provided here.