Whether you get reimbursement for psychotherapy depends on the cover you have chosen:
The maximum number of sessions and reimbursements apply per year insured (or period insured if you are insured for less than a year).
We will reimburse the costs if a doctor has referred you and you are treated by an authorised psychiatrist, psychologist or psychotherapist.
With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.
You have been attacked and experience nightmares and concentration problems as a result. You are referred by a doctor and have 4 sessions with a psychologist. The costs are €380. If you have Regular cover and an excess of €250, you will receive a reimbursement of €130.