Medication and dressings
The OOM Living Abroad Insurance is a medical insurance for a longer or permanent stay abroad.
What does the insurance reimburse?
You will receive a reimbursement for medication and dressings if:
- the medicine may be sold as medication
- the medication or dressing is prescribed by a General Practitioner or specialist
- the medication was collected at a pharmacy or a dispensing physician
Are there costs for you?
With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.
You fall during a cycling trip. You break your wrist and sustain considerable wounds to your arm. You are treated in hospital. The doctor prescribes painkillers, a sling and ssings. The costs are €275. If you have no excess, you will receive reimbursement for the total costs.
How to claim costs
You can claim your medical expenses quickly and easily via My OOM.
Please note that the terms and conditions of your insurance take precedence over the information provided here.