The OOM Living Abroad Insurance is a medical insurance for a longer or permanent stay abroad.
You will receive reimbursement for seated medical transport if there is a medical necessity. The transport must be directly prior to your visit to a General Practitioner, specialist or hospital.
We will reimburse:
Other rules apply to transport by ambulance.
With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.
You have to go to a hospital that is 100 kilometres from your place of residence 5 times for dialysis. You travel by taxi because you are too ill to drive or travel by public transport. The total costs are €400. If you have an excess of €250, you will receive a reimbursement of €150.
You can claim your medical expenses quickly and easily via My OOM.
Please note that the terms and conditions of your insurance take precedence over the information provided here.
To discover which insurance is best for you, take a look at the terms and conditions for Temporary Residence Abroad Insurance or Studying Abroad Insurance.