Heredity test

The OOM Living Abroad Insurance is a medical insurance for a longer or permanent stay abroad.

What does the insurance reimburse?

Whether you get reimbursement for a heredity test depends on the cover you have chosen:

  • Regular cover: no reimbursement
  • Comfort and DeLuxe cover: you will receive reimbursement if you have prior permission from our medical advisor.
Are there costs for you?

With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.

An example

During your stay abroad both your brother and father develop a heart condition. A doctor suggests taking a heredity test. The costs are €895. If you have DeLuxe cover and an excess of €250, you will receive a reimbursement of €645 if you have prior permission from our medical advisor.

How to claim costs

You can claim your medical expenses quickly and easily via My OOM.

Please note that the terms and conditions of your insurance take precedence over the information provided here.

To discover which insurance is best for you, take a look at the terms and conditions for Temporary Residence Abroad Insurance or Studying Abroad Insurance.