Whether you get reimbursement for a heredity test depends on the cover you have chosen:
With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.
During your stay abroad both your brother and father develop a heart condition. A doctor suggests taking a heredity test. The costs are €895. If you have DeLuxe cover and an excess of €250, you will receive a reimbursement of €645 if you have prior permission from our medical advisor.