You will receive reimbursement for the General Practitioner.
With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.
You get an ear infection during your stay abroad and go to the General Practitioner 3 times. The costs are €75. If you have no excess, you will receive reimbursement for the total costs.