The OOM Living Abroad Insurance is a medical insurance for a longer or permanent stay abroad.

You will receive a reimbursement for dialysis if you have received permission for the treatment from our medical advisor.

With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.

You were run over and are now in hospital. Your specialist tells you that your right kidney is not functioning properly and suggests a number of dialysis treatments. The costs are €1,475.  If you have Comfort cover and an excess of €500, you will receive a reimbursement of €975 if you have received prior permission from our medical advisor.

See Physiotherapy.

Please note that the terms and conditions of your insurance take precedence over the information provided here.