I’m going abroad to enjoy my pension

If you are living abroad and are receiving benefit or pension from the Netherlands, you are generally no longer eligible for Dutch national health insurance for medical expenses.

If you are living in an EU, EEA or treaty country and receive a pension from the Netherlands, you are no longer eligible for Dutch national health insurance for medical expenses. You can claim medical care in your new country of residence in accordance with the rules that apply there. In that case, you will not pay healthcare costs in your destination country, but a contribution in the Netherlands. For more information, contact the CAK (in Dutch).

If you receive a pension from the Netherlands, but are living abroad, you are no longer eligible for Dutch national health insurance for medical expenses. In that case, you must make sure that you are insured for healthcare costs in your destination country.

Other rules may apply to your partner and your children. We advise you to contact the Sociale Verzekeringsbank (SVB) for further information.

OOM Verzekeringen does not offer Dutch national health insurance. Our insurance offers a solution  for those who are not (or no longer) eligible for Dutch national health insurance. In such situations, we offer:

• OOM Temporary Residence Abroad Insurance (for a stay of up to 2 years)
• OOM Living Abroad Insurance (for an unlimited period)

Our insurance can also be a supplement to your mandatory Dutch national health insurance. For example, to insure you for repatriation (return to the Netherlands due to illness, an accident or death) or other costs that are not covered by Dutch national health insurance.

We have put together this information with great care. However, the rules are complicated and are subject to change. To be certain of whether or not you have to keep your Dutch national health insurance, please contact the Sociale Verzekeringsbank (SVB)

• Information from the CAK about retirement abroad