If you are going abroad as an au pair, your personal situation determines whether or not you have to keep your Dutch national health insurance for medical expenses.
Au pair in het buitenland: meestal de basisverzekering
If you are going to a host family abroad as an au pair, you generally have to keep your Dutch national health insurance. But that isn’t the case if:
- you work during your stay abroad
- you stay abroad for a long period of time
Exception: working during your stay
If you work during your stay abroad, or if you get paid more as an au pair than just expenses, you are no longer eligible for Dutch national health insurance.
Exception: you stay abroad for a long period of time
If your stay abroad is longer than one year, you are no longer eligible for Dutch national health insurance, unless your stay abroad is not regarded as being permanent or semi-permanent.
Dutch national health insurance abroad
Dutch national health insurance refunds emergency care worldwide. However, you will never be refunded more than the treatment would cost in the Netherlands. You may, therefore, have to pay extra if you are staying in a country where medical care is expensive.
Repatriation (return to the Netherlands due to illness, an accident or death) is not covered by Dutch national health insurance. You will therefore not receive any reimbursement if you have to return to the Netherlands or go to another country for medical treatment.
What does OOM Verzekeringen offer?
OOM Verzekeringen does not offer Dutch national health insurance. We offer a solution when you are no longer eligible for Dutch national health insurance. In your situation, this is OOM Studying Abroad Insurance.
Our insurance can also be a supplement to your mandatory Dutch national health insurance. For example, to insure you for repatriation (return to the Netherlands due to illness, an accident or death) or other costs that are not covered by Dutch national health insurance.
What if you are uncertain?
We have put together this information with great care. However, the rules are complicated and are subject to change. To be certain of whether or not you have to keep your Dutch national health insurance, please contact the Sociale Verzekeringsbank (SVB).