Conditions OOM Living Abroad Insurance

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Terms and conditions

Please note: The following conditions will change as of January 1, 2026:

Declaration and damage report forms

Medical costs and accident

You can submit claims via My OOM. We no longer use the paper claims form. Please submit your claims digitally.

Legal assistance

Other insurance

You can submit claims via My OOM. We no longer use the paper claims form. Please submit your claims digitally.

Product guides

Miscellaneous