Insurance for international students in the Netherlands

The Studying in the Netherlands insurance is for people between 15 and 29 years of age temporarily staying in the Netherlands and who are not entitled to the Dutch national health insurance. The insurance is suitable for those travelling to the Netherlands for their studies or internship.

If you don’t fall into this age category, please take a look at the OOM Provisional Residence in the Netherlands insurance.

The insurance is to cover your stay in the Netherlands. If you’re temporarily staying outside the Netherlands, the insurance will remain valid for 50 days. This starts on the day you leave the Netherlands. If you’re pregnant and temporarily staying outside the Netherlands because of your childbirth, you’ll then remain insured up to 90 days before and 90 days after giving birth.

You can take out Studying in the Netherlands insurance easily online. You decide which cover best suits your situation. Medical acceptance is necessary for the healthcare insurance. For this, we may ask you or your healthcare provider additional questions. We assess your application based on this information, which may take extra time. This is why we recommend you apply for your insurance in plenty of time, to make sure you’re ready for your new adventure well in advance.

OOM Studying in the Netherlands insurance can be taken out for a maximum of 5 years. You choose the duration that suits your studies, internship, language trip or other adventure in the Netherlands.

If your stay in the Netherlands is longer than planned, you can extend the insurance once by up to 60 days, as long as the total duration does not exceed 5 years. If you’re not sure how long you’ll be staying abroad, it's better to take out insurance for a longer period from the start. You can cancel the insurance daily via your personal account or by sending an email. If you have already paid the premium in advance, we’ll refund the overpaid premium. 

The premium depends on the cover you’ve chosen (standard or extended) and which own risk excess you opted for. The premium you see is always the actual amount you need to pay, including insurance tax.

If you need medical care, something has been damaged or want to submit a claim, you can find a find step by step guide on our report a claim page. We'll let you know what will be reimbursed as soon as possible, so you know exactly where you're up to.

OOM abides by applicable sanctions legislation. This means that insurers may not provide cover or reimburse claims if to do so would violate the Sanctions Act or sanctions regulations. If you want to know if this applies to your situation, feel free to contact us. We’ll be happy to help you in any way we can.