Insurance for
au pairs
An au pair in your home means extra help, a new dynamic and someone from abroad temporarily becoming part of your daily life. People living and working in the Netherlands must take out the mandatory Dutch national health insurance. With OOM Studying in the Netherlands insurance, your au pair is properly insured for medical expenses, dental care and any non-life damage.
Always properly insured
Which insurance you need depends on your situation. OOM Studying in the Netherlands insurance gives au pairs access to reliable care and can be a supplement to the Dutch national health insurance.
Everything with one insurer
Need more certainty? You can easily extend the insurance for au pairs with dental cover and insurance package for, for example, household contents, liability and travel.
Assistance Centre available 24/7
If you have an emergency or a question about your health, we offer 24/7 assistance. Our Assistance Centre is always available in an emergency.
Also cover outside the Netherlands
Properly insured, even during holidays. As an au pair, you’re also covered when travelling outside the Netherlands. Note: This does not include the US.
Choose the insurance options that best suit your needs
You can choose a healthcare insurance with optional dental cover. You can also add the package insurance or take this out separately for extra cover.
Put together your own insurance
With the OOM Studying in the Netherlands insurance for au pairs, you can choose standard or extensive cover. Depending on your choice there’s a maximum amount or a maximum number of treatments covered. You decide your own risk excess: €0 or €150.
Covered:
- General Practitioner
- Medication and dressings
- Specialist treatment
- Physiotherapy, exercise therapy, speech therapy and psychotherapy (limited number of treatments)
- Dental costs following an accident up to €500
- Standard dental costs up to €450 (for young people up to age 17 years)
Not covered:
- An existing pregnancy when taking out the insurance. This includes complications or a miscarriage
- Preventative medicine
Covered:
- General Practitioner
- Dressings and medication
- Specialist treatment
- Physiotherapy, exercise therapy, speech therapy and psychotherapy (limited number of treatments)
- Dental costs following an accident up to €500
- Standard dental costs up to €450 (for young people up to age 17 years)
- Second opinion
- More physiotherapy, exercise therapy, speech therapy and psychotherapy treatments
- Orthodontics up to age 21 years (up to €1,200)
- Alternative health care up to €500
Not covered:
- An existing pregnancy when taking out the insurance. This includes complications or a miscarriage
- Preventative medicine
If you want to add dental care to your insurance, the dental cover insures you for standard dental costs of up to €350 per year.
- This extra cover has no own risk excess
- The premium is €15.75 per month
SOS insurance is always included in the Studying in the Netherlands insurance for au pairs. This covers the costs of repatriation (return to your country of origin) or evacuation if treatment is not possible locally and cannot be postponed.
If you’re looking for more peace of mind during your stay in the Netherlands, the OOM Insurance Package means you’re insured for various types of damage in one package.
Covered:
- Household contents up to €5,000 (for your given address)
- Liability – up to €1,250,000 (items that you’re renting or leasing are not covered)
- Travel – with an own risk excess of €125 in the event of theft, loss or damage to luggage
- Legal assistance – for claims over €450
- Accidents – payment on death €10,000, or in the case of permanent disability up to €75,000
Not covered:
- Household contents is only insured at the given home address
- Legal assistance for events already known at the time of taking out the insurance
- In the case of damage to items, we often reimburse the replacement price. However, in some cases, we only reimburse the current value. Please note the following information: How depreciation works
Not all costs are covered. Bear in mind that:
How much does the OOM Insurance Package cost?
- €15.40 per month if you combine this package with the healthcare insurance
- €17.85 per month if you only take out the insurance package
The premium you see is always the actual amount you need to pay, including insurance tax.
About the insurance
An au pair takes care of your children and gets to know another culture. But as a host family, you also bear responsibility. You want your au pair to be properly insured in case of healthcare and non-life damage costs. OOM's Studying in the Netherlands insurance gives you and your au pair the certainty you need.
Are you going to work in the Netherlands as an au pair? Which insurance you need depends on your personal situation.
- In some cases, you must take out a Dutch national health insurance. If this is the case, you can supplement this with, for example, travel expenses if you have to return home unexpectedly due to family circumstances.
- If you’re not entitled to Dutch national health insurance, you can apply for the healthcare insurance.
- The insurance is specially developed for au pairs from age 15 up to age 29 and provides access to reliable care. You’re also covered when travelling abroad. Note: this does not include the US.
If your au pair does not fall into this age category, go to OOM Provisional Residence in the Netherlands insurance.
You can take out Studying in the Netherlands insurance easily online. You decide which cover best suits your situation. Medical acceptance is necessary for the healthcare insurance. For this, we may ask you or your healthcare provider additional questions. We assess your application based on this information, which may take extra time. This is why we recommend you apply for your insurance in plenty of time, to make sure you’re ready for your new adventure well in advance.
The OOM Au Pair insurance can be taken out for a maximum of 5 years. You decide the period, we provide the certainty.
- If your stay in the Netherlands is longer than planned, you can extend the insurance once by up to 60 days, as long as the total duration does not exceed 5 years.
- What happens if you do not need the insurance anymore? You can cancel the insurance daily via your personal account or by sending an email. The insurance terminates on the date when we receive your notification or on the date provided by you. If you have already paid the premium in advance, we’ll refund the overpaid premium.
The premium depends on the cover you’ve chosen (standard or extended) and which own risk excess you opted for. The premium you see is always the actual amount you need to pay, including insurance tax.
If you need medical care, something has been damaged or want to submit a claim, you can find a find step by step guide on our report a claim page. We'll let you know what will be reimbursed as soon as possible, so you know exactly where you're up to.
OOM abides by applicable sanctions legislation. This means that insurers may not provide cover or reimburse claims if to do so would violate the Sanctions Act or sanctions regulations. If you want to know if this applies to your situation, feel free to contact us. We’ll be happy to help you in any way we can.
