Whether you get reimbursement for speech therapy depends on the cover you have chosen:
The maximum number of sessions applies per year insured (or period insured if you are insured for less than a year).
With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.
You keep losing your voice and visit a speech therapist. They suggest 8 sessions. The total costs are €320. If you have Regular cover and an excess of €250, you will receive a reimbursement of €70.