Medical aids

The OOM Living Abroad Insurance is a medical insurance for a longer or permanent stay abroad.

What does the insurance reimburse?

Whether you get reimbursement for medical aids depends on the cover you have chosen:

Regular cover: no reimbursement
Comfort and DeLuxe cover: the costs will be reimbursed according to the Medical aids regulations

You will get a reimbursement for medical aids if you have received prior permission from our medical advisor.

A different cover applies to the rental or purchase of medical aids following an accident. 

Are there costs for you?

With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.

An example

You are diagnosed with diabetes during your stay abroad and have to start injecting insulin. You buy an insulin pen. This costs €175. If you have Comfort cover and no excess, you will receive a reimbursement of the total costs if you have received prior permission from our medical advisor. 

How to claim costs

You can claim your medical expenses quickly and easily via My OOM.

Please note that the terms and conditions of your insurance take precedence over the information provided here.

To discover which insurance is best for you, take a look at the terms and conditions for Temporary Residence Abroad Insurance or Studying Abroad Insurance.