Healthcare insurance Singapore  

If you’re travelling to Singapore or staying there temporarily, it’s important to take out health insurance in Singapore. The government encourages healthy lifestyles and provides high-quality care, both in public hospitals and private clinics. The public healthcare system is partly government-funded and partly based on compulsory insurance for residents and permanent residence permit holders. Locals and people with a permanent residence permit must also be insured via the public system: 

• Medisave: A personal savings programme for medical expenses and pension 
• Medishield Life: Basic health insurance that covers high hospital bills 

Those who want extra comfort can opt for an Integrated Shield Plan, supplementary insurance that offers access to private clinics or hospital wards with greater luxury. 

Private clinics often offer more comfort and shorter waiting times, but are also more expensive. As a patient, you decide where you’ll be treated, but your choice does affect the amount you pay for your personal contribution. 

Expats without permanent residence status are not included in this system and have to take out their own health insurance in Singapore. This can be done through a local private insurer or with international insurance, such as the one provided by OOM Verzekeringen. 

• The costs for medical care in Singapore is one of the highest in Asia, especially in private clinics
• Expats without permanent residence status are not included in the public system and have to take out their own health insurance in Singapore
• Local insurance often doesn’t cover care outside Singapore 
• International insurance offers flexibility, worldwide cover and certainty
• For more information about the public healthcare system, see the website of the Ministry of Health Singapore 

If you remain registered in the Netherlands, your Dutch national health insurance will cover emergency care anywhere in the world up to a maximum of the cost in the Netherlands. Dutch national health insurance generally doesn’t reimburse the cost of repatriation or evacuation in the case of illness or an accident.  If you’re no longer registered in the Netherlands, you’re no longer entitled to Dutch national health insurance and you must arrange your own insurance.  

Healthcare in Singapore can be quite different to what you’re used to in the Netherlands. Not every country has national health insurance, there may be strict rules and waiting times may apply. Healthcare costs can also be much higher than in the Netherlands. Without proper cover, this can leave you with unexpectedly high bills. 

With OOM, you don't have to worry. We’ll make sure everything is properly taken care of. 

We’re here for people with extraordinary stories, who want to be well insured. We always offer a solution that will suit your situation during your stay in Singapore. 

Our healthcare insurance gives you certainty when Dutch national health insurance no longer applies or doesn’t provide sufficient cover. Your OOM insurance can also serve as a supplement to local insurance in Singapore. Providing you with proper cover for costs outside your local policy. This is especially important in a country where the rules are different to in the Netherlands, or healthcare costs can be unexpectedly high. 

With OOM Healthcare insurance you can: 

• Insure yourself while staying abroad: If your Dutch national health insurance expires and you can’t or don’t want to use the local healthcare system, our international healthcare insurance provides you with the certainty you’re looking for
• Insure yourself while you wait for your local insurance to come through
• Get additional insurance if your Dutch national health insurance or local public insurance are not enough

OOM's insurance is for anyone who wants to be properly insured in Singapore. Whether you’re only staying abroad temporarily or permanently emigrating. Our solutions suit different situations, such as: 

• Expats and entrepreneurs going to Singapore for work, or who need insurance to be able to register locally
• Dutch nationals who do not have, or who are no longer entitled to Dutch national health insurance 
• Students and travellers temporarily staying in Singapore
• Emigrants permanently settling in Singapore
• Backpackers or global travellers who want to avoid unexpected costs during their adventure in Singapore

OOM provides worldwide cover and helps you avoid unexpected bills. This is reassuring in a country where healthcare is regulated differently than in the Netherlands. 

Choosing OOM means choosing certainty that travels with you. Wherever you are in the world:

• Worldwide cover: Including if you visit the Netherlands or travel while living abroad
• Always available: Our Assistance Centre is available 24/7
• Tailor-made: You choose the cover that best suits your situation
• Extra certainty: Supplement your insurance easily with additional options, such as household contents, personal accident or liability insurance

With OOM you can arrange your own healthcare insurance quickly and effectively. Helping you focus on your plans in Singapore, without unexpected worries.

Do you want to start your adventure without worry? You can calculate your premium easily online and apply for your insurance immediately.  

If you’ve any questions, our team will be happy to help you.

According to the Dutch Ministry of Foreign Affairs, Singapore is currently code green. Infrastructure is reliable and care is stable. Keep in mind that this code can change. Always check before departure on The Netherlands Worldwide (in Dutch).