The OOM Studying in the Netherlands Insurance is a medical insurance for foreign young people who come to the Netherlands as a student, intern or au pair.
What does the insurance reimburse?
You will receive a reimbursement for specialist treatment if:
- the treatment is carried out by a specialist doctor
- the doctor is entered in a special register for this speciality
You will also receive reimbursement for additional medical expenses, such as X-rays, blood transfusion, outpatients' department, anaesthesia and radiation treatment.
Are there costs for you?
With the OOM Studying in the Netherlands Insurance you can opt for no excess or an excess of €150. If you incur costs which are covered by the insurance and you have opted for an excess of €150, you then pay for the first part of the costs yourself.
You experience a lot of stomach pain and have trouble with your bowel movements. The General Practitioner refers you to a medical specialist. They examine you and have an MRI scan done of your abdomen. The costs of the specialist and scan are €475. If you have an excess of €150, you will receive a reimbursement of €325.
How to claim costs
You can claim your medical expenses quickly and easily via My OOM.
Please note that the terms and conditions of your insurance take precedence over the information provided here.