Specialist treatments

The OOM Studying in the Netherlands Insurance is a medical insurance for foreign young people who come to the Netherlands as a student, intern or au pair.

You will receive a reimbursement for specialist treatment if:

  • the treatment is carried out by a specialist doctor
  • the doctor is entered in a special register for this speciality

You will also receive reimbursement for additional medical expenses, such as X-rays, blood transfusion, outpatients' department, anaesthesia and radiation treatment.

With the OOM Studying in the Netherlands Insurance you can opt for no excess or an excess of €150. If you incur costs which are covered by the insurance and you have opted for an excess of €150, you then pay for the first part of the costs yourself.


You experience a lot of stomach pain and have trouble with your bowel movements. The General Practitioner refers you to a medical specialist. They examine you and have an MRI scan done of your abdomen. The costs of the specialist and scan are €475. If you have an excess of €150, you will receive a reimbursement of €325.

You can claim your medical expenses quickly and easily via My OOM.

Please note that the terms and conditions of your insurance take precedence over the information provided here.