Pregnancy and delivery

The OOM Studying in the Netherlands Insurance is a medical insurance for foreign young people who come to the Netherlands as a student, intern or au pair.

Whether you get reimbursement for the costs of a pregnancy and delivery depends on the cover you have chosen:

  • standard cover: full reimbursement will be given for unexpected emergencies, conventional treatments will be reimbursed up to a maximum of €4,000.
  • extended cover: full reimbursement will be given for unexpected emergencies and conventional treatments.

Unexpected emergencies are situations in which critical medical intervention is necessary according to our medical advisor.

We will reimburse:

  • obstetric care by a midwife, General Practitioner or specialist
  • medication and/or tests on prescription by a midwife, General Practitioner or specialist
  • outpatients' department
  • admission to hospital or maternity centre

We will not reimburse the costs of a pregnancy which had already begun before the commencement date of the insurance.

No excess applies to pregnancy and delivery.

During your internship in the Netherlands you become pregnant. You visit the midwife a number of times and you give birth in hospital. The total costs are €1,850. You will receive reimbursement for all the costs.

You can claim your medical expenses quickly and easily via My OOM.