The OOM Studying in the Netherlands Insurance is a medical insurance for foreign young people who come to the Netherlands as a student, intern or au pair.

Whether you get reimbursement for orthodontics depends on the cover you have chosen:

  • standard cover: no reimbursement
  • extended cover: up to age 21, a maximum of € 1,200 as long as you are insured with us. The maximum reimbursement and the age limit of 21 years do not apply if it is for treatment due to a jaw-orthopaedic disorder.

With the OOM Studying in the Netherlands Insurance you can opt for no excess or an excess of €150. If you incur costs which are covered by the insurance and you have opted for an excess of €150, you then pay for the first part of the costs yourself.

You are 19 years old and you get a brace for your upper jaw. The total costs are €1,100. If you have extended cover and an excess of €150, you will receive a reimbursement of €950.

You can claim your medical expenses quickly and easily via My OOM.

Please note that the terms and conditions of your insurance take precedence over the information provided here.