The OOM Provisional Residence in the Netherlands Insurance is a medical insurance if you are staying in the Netherlands for a longer period of time but are not (yet) eligible for Dutch national health insurance.
What does the insurance reimburse?
You will receive reimbursement for hospitalisation if:
- it is not medically responsible to postpone the hospitalisation until after the insurance expiry date
- the hospitalisation is for a maximum of 365 consecutive days
If you are in hospital on the expiry date, we will reimburse the costs of hospitalisation for up to a maximum of 30 days after the expiry date of your insurance.
Are there costs for you?
An excess applies to OOM Provisional Residence in the Netherlands Insurance. If you incur costs which are covered by the insurance, you pay the first part of these costs yourself. Per period insured your excess is €200.
You have to go to hospital for an acute intestinal operation. After the operation there are complications that mean you have to stay in hospital for a total of 12 days. The costs are €3,600. You have an excess of €200. You receive a reimbursement of €3,400.
How to claim costs
You can claim your medical expenses quickly and easily via My OOM.
Please note that the terms and conditions of your insurance take precedence over the information provided here.