When you are going to adopt a child abroad, the starting point is that your adopted child has Dutch national health insurance from the moment the adoption becomes official. It doesn’t matter if your adopted child is already in the Netherlands, or if they are still in their country of origin.
I’m going to adopt a foreign child
Dutch national health insurance for your adopted child
Your adopted child can be insured free of charge on your Dutch national health insurance for medical expenses until they turn 18 years of age.
The health insurer is obliged to accept your adopted child. But, in practice, it appears that not all health insurers do so as long as your child isn’t registered in the Dutch Key Register of Persons (BRP). This means that it is possible that you may not be able to insure your adopted child immediately. If this is the case, we are here to help you.
What does OOM Verzekeringen offer?
If you are unable to take out Dutch national health insurance for your adopted child, then you can take out our OOM Temporary Residence Abroad Insurance. Once your adopted child is insured under your Dutch national health insurance, you can retroactively terminate the insurance. Here are the key aspects of this insurance:
- Worldwide insurance
- Valid up to a maximum of 2 years
- Put together your own insurance cover
- Choose from types of 3 healthcare cover
- Includes an English Covid Statement
What if you are uncertain?
We have put together this information with great care. However, the rules are complicated and are subject to change. Please contact the Sociale Verzekeringsbank (SVB) if you are uncertain which rules regarding Dutch national health insurance apply to your situation.
- The Dutch healthcare system
- Information from the Dutch government about Dutch national health insurance
- Information about the health insurance for adopted children from the Foundation Adoption Services.