Health insurance when emigrating

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Health insurance emigration: be properly insured abroad

If you are going to emigrate or live abroad for a longer time, you will want to be as properly insured abroad as you were in the Netherlands. The OOM Living Abroad Insurance is the perfect choice whether you go abroad to live, work or enjoy your retirement.


Non-life and health insurance for emigrants

The OOM Living Abroad Insurance is a flexible and complete insurance for people living abroad. The advantages:

  • Choice of cover for healthcare costs, dentist, SOS, travel, cancellation, household contents, liability, legal assistance and accidents
  • For health insurance you can choose between 3 types of cover, including the extensive DeLuxe cover
  • You can also choose supplementary dentist insurance
  • You will have worldwide insurance including a stay in the Netherlands between times
  • You can terminate the insurance at any time


Health insurance and emigration: how does that work? 

If you are going to emigrate or live abroad, your personal situation will determine whether you may retain the Dutch national health insurance for healthcare costs. You may need this if you are also going to work abroad, for example. Bear in mind that different rules may apply to your family members than to yourself.

If you are not covered by the Dutch national health insurance if you go to live abroad, you can take out the OOM Living Abroad Insurance which provides excellent healthcare costs cover. The insurance can also be a supplement if you are going to a country where medical care is expensive; you will never receive higher reimbursement than what you would get from the Dutch national health Insurance.


Dentist and SOS insurance abroad

Dentistry costs following an accident are covered (up to a maximum) by the health insurance. You can take out supplementary insurance for dental costs which are not the result of an accident.

The health insurance includes SOS insurance. This insurance can also be taken out separately.


Request the insurance for your emigration

You’d probably rather not think about it, but while living abroad you could experience set-backs. What happens if your household contents are stolen, you get involved in a legal dispute or a close family member becomes seriously ill or dies and you need to return to the Netherlands? It can quickly get very expensive.

With OOM Living Abroad Insurance you decide which situations you want to insure yourself for. You may take out insurance for travel, cancellation, household contents, liability, legal assistance and accidents. This will ensure you have a care-free time abroad.