The OOM Temporary Residence Abroad Insurance is a medical insurance for if you stay abroad for a longer period of time (up to a maximum of 2 years).
What does the insurance reimburse?
Whether you get reimbursement for plastic surgery depends on the cover you have chosen:
- Light cover: no reimbursement
- Regular and Comfort cover: all costs will be reimbursed if the operation is the result of an accident or is a serious congenital defect.
We will reimburse the costs if you have received prior permission from our medical advisor.
Are there costs for you?
With the OOM Temporary Residence Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.
You burn your hand. During the healing process, excess scar tissue grows which you want to have removed by a plastic surgeon. The costs are €875. If you have an excess of €500, you will receive a reimbursement of €375 with Regular cover if you have received prior permission from our medical advisor.
How to claim costs
You can claim your medical expenses quickly and easily via My OOM.
Please note that the terms and conditions of your insurance take precedence over the information provided here.