The OOM Temporary Residence Abroad Insurance is a medical insurance for if you stay abroad for a longer period of time (up to a maximum of 2 years).
What does the insurance reimburse?
Whether you get reimbursement for orthodontics depends on your age and the cover you have chosen:
- Light and Regular cover: no reimbursement
- Comfort cover: up to age 21, a maximum of € 1,200 as long as you are insured with us
The maximum reimbursement and the age limit do not apply if it is for treatment due to a jaw-orthopaedic disorder. We will then reimburse the cost price.
Are there costs for you?
With the OOM Temporary Residence Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.
You are 20 years old and you get a brace for your upper jaw. The total costs are €1,100. If you have Comfort cover and an excess of €500, you will receive a reimbursement of €600 if you have not previously claimed orthodontics costs from us.
How to claim costs
You can claim your medical expenses quickly and easily via My OOM.
Please note that the terms and conditions of your insurance take precedence over the information provided here.