Dental costs following an accident
The OOM Temporary Residence Abroad Insurance is a medical insurance for if you stay abroad for a longer period of time (up to a maximum of 2 years).
What does the insurance reimburse?
The maximum reimbursement for dental costs following an accident depends on the cover you have chosen:
- Light cover: €225
- Regular cover: €350
- Comfort cover: €475
The maximum reimbursement applies per year insured (or period insured if you are insured for less than a year). You will receive reimbursement if:
- the treatment is for the repair and/or improvement of the teeth
- an authorised dentist or dental surgeon carries out the treatment
You will not receive reimbursement for dentures.
Are there costs for you?
With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.
You trip and fall on your face. A piece of your tooth breaks off. The dentist suggests putting a crown on the broken tooth. This costs €695. If you have Regular cover and no excess, you will receive a reimbursement of €350.
How to claim costs
You can claim your medical expenses quickly and easily via My OOM.
Please note that the terms and conditions of your insurance take precedence over the information provided here.
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