The OOM Living Abroad Insurance is a medical insurance for a longer or permanent stay abroad.
What does the insurance reimburse?
You will receive a reimbursement for specialist treatment if:
- the treatment is carried out by a specialist doctor
- the doctor is entered in a special register for this speciality
You will also receive reimbursement for additional medical expenses, such as X-rays, blood transfusion, outpatients' department, anaesthesia and radiation treatment.
Are there costs for you?
With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.
You experience a lot of stomach pain and have trouble with your bowel movements. The General Practitioner refers you to a medical specialist. They look at you and have an MRI scan done of your abdomen. The costs of the specialist and scan are €475. If you have an excess of €250, you will receive a reimbursement of €225.
How to claim costs
You can claim your medical expenses quickly and easily via My OOM.
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