The OOM Living Abroad Insurance is a medical insurance for a longer or permanent stay abroad.
Are there costs for you?
With the OOM Living Abroad Insurance you can opt for no excess or an excess of €250, €500 or €1,000. If you have opted for an excess and you incur costs which are covered by the insurance, you then pay the first part of these costs yourself.
You develop pain in your back and legs. The specialist suspects a slipped disc and suggests an operation. You are unsure and ask another specialist for a second opinion. The costs are €550. If you have an excess of €250, you will receive a reimbursement of €300.
How to claim costs
You can claim your medical expenses quickly and easily via My OOM.
Please note that the terms and conditions of your insurance take precedence over the information provided here.