My partner/family is coming to the Netherlands

My partner/family is coming to the Netherlands

If your partner or family is coming from abroad for a lengthy period of time or indefinitely, your family members must be insured for healthcare costs in the Netherlands until they can take out mandatory Dutch national health insurance.

Partner or family reunification: mandatory Dutch national health insurance

If your foreign partner or children are coming to settle in the Netherlands, they must take out Dutch national health insurance. This is mandatory health insurance if you live or work in the Netherlands.

In many cases, when you apply for Dutch national health insurance, you need a residence permit. It may take a while before your partner or children have a residence permit. Until then, they must be insured by other means for medical expenses in the Netherlands.

What does OOM Verzekeringen offer?

OOM Verzekeringen does not offer Dutch national health insurance. Our insurance offers a solution for those who are not (yet) eligible for Dutch national health insurance.

If your family members are coming to the Netherlands and cannot yet take out Dutch national health insurance, you can insure your partner and children for unexpected medical expenses with OOM Schengen Visitor Insurance.

This insurance can be terminated as soon as your partner or direct family members have taken out mandatory Dutch national health insurance. If necessary, the termination can be retrospective and we will refund any excess premiums you have already paid.

What if you are uncertain?

We have put together this information with great care. However, the rules are complicated and are subject to change. To be certain of whether or not you need to have Dutch national health insurance, please contact the Sociale Verzekeringsbank (SVB).

More information