Continuation of Obamacare uncertain

The U.S. House of Representatives has approved President Trump’s proposal to abolish the compulsory healthcare insurance (‘Obamacare’). The Senate still needs to look into this proposal.

How is everything organised currently?

The Patient Protection and Affordable Care Act (‘Obamacare’) was established in 2013 under the then President Obama. It states that Americans are obliged to take out health insurance and that healthcare providers must accept. Providers are therefore not allowed to deny anyone due to age or existing ailments.

Why does President Trump want to abolish Obamacare?

Repealing and replacing Obamacare was one of President Trump’s priorities during his election campaign. One of the main points of criticism from the Republicans was that Obamacare is too expensive and too complicated. This is why President Trump wants to introduce a healthcare plan with fewer obligations for consumers and insurance companies. Proponents of Obamacare point to the significant decrease in the number of Americans without healthcare insurance since the introduction of the act.

What is going to happen now?

The Obamacare replacement still needs to go through the Senate. It is uncertain if President Trump’s proposal will obtain a majority. The Democrats oppose it, and some Republicans have stated that they want to change the current proposal. At the moment, it is therefore uncertain what is going to happen to Obamacare.

What is OOM Verzekeringen doing?

Since the introduction of Obamacare, we have been taking steps to make our insurance policies Obamacare-proof. However, the situation is now different. Following the election of President Trump, is highly unlikely that Obamacare will remain in its original form. That is why we have recently decided to no longer aim to make our insurance policies Obamacare-proof.

What does this mean for you?

If you live or work in the United States, it is highly likely that you fall under the rules governing Obamacare. If you are currently staying in the US and are insured for medical expenses with us, you may be fined by the American authorities. Of course, we are keen that you should not be penalised as a result of the continued uncertainty regarding the future of the American healthcare system. If you do receive a fine because the American authorities believe your insurance with us does not comply with the Obamacare rules, then you should contact us. We will pay any such fine on your behalf.

You can also contact us if you have any questions regarding the current situation.

We are obviously following developments and will continue to inform you by updating this webpage as new information becomes available.

Last updated: 22 May 2017