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29 or under

If you are aged 29 or under and ... 

  • you are coming to the Netherlands only to study;
  • you are not working in addition to studying;
  • you intend to return to your country of origin,

then you cannot take out Dutch national health insurance. The legislation of your country of origin will then be applicable to you.

If the legislation of your country of origin is applicable to you, the following will apply: 

  • You are from a contracting country:
    If the law of your country of origin determines that you are entitled to the country-of residence package, then you will be entitled to the same coverage as is offered by Dutch Dutch national health insurance. Otherwise, the terms of the legislation of your country of origin apply. You may have to arrange for insurance. 
  • You are from a non-contracting country:
    The legislation of your country of origin will determine what you must do. You may have to arrange for insurance.